Chequing
Tax-Free Investment Fund Account
Benefit from potential growth without having to pay tax on your earnings.
Simple & Convenient
Get a low-cost1 indexing strategy & global diversification with an ability to invest automatically.
Tax-free investing
You won’t be taxed on earnings or withdrawals, if you stay within your contribution limits.
Easy to access
Access your bank Accounts and your investments in one place, with one login. Easy peasy.
About TFSAs
18 years and up
Currently, individuals who are at least 18 years of age can open a TFSA.
$7,000* annually
Contribute up to $7,000* annually (as a combined total for all TFSAs held at all institutions).
$95,000 in total
If you've never contributed to a TFSA, and you were eligible to contribute since they were introduced in 2009, as of January 1, 2024, you can contribute a total of up to $95,000, which includes all unused contributions carried over since 2009.
* Annual limit based on legislation current as of January 1, 2024, subject to potential future change.
Why invest with us?
We’ve been helping Canadians save and invest online for over 10 years, so you can feel confident that you’re on the track towards your long-term financial goals.
Smart Investing
Our passively managed Funds are designed to keep up with the markets while keeping fees low1. More of your money stays invested and has the potential to grow.
Quarterly rebalancing
Rebalancing your investments to match your target asset mix can be a pain. Our portfolios are reviewed quarterly and rebalanced as needed, so you don’t have to.
Global diversification
A diversified portfolio reduces the risk of having all your eggs in one basket. Why hold one Canadian stock, when you could hold hundreds from different countries?
Simple Investment options to build your future with
Think of these Portfolios as a simple, low-cost1 way to keep your money working for you – instead of the other way around, for a change. Start with as little as $25 and set up automatic contributions to keep you invested and on track, sweat-free.
Core Portfolios
Tried, tested and true, these are our original Portfolios. They come with our history of helping Canadians reach their financial goals.
Global ETF Portfolios
A simple low-cost1 way to have exposure to a selection of Exchange Traded Funds (ETFs) in a mutual fund.
Socially Responsible Global Portfolios
Socially responsible investing, or SRI, is a strategy that considers not only the financial returns from an investment, but also its impact on environmental, ethical and social issues.
Check out these helpful articles
Want to speak to an Investment Funds Advisor?
Our licenced Advisors are here for you if you need them. Speak with us at 1-877-464-5678. Monday to Friday, 8 am – 8 pm ET.
Take a look at our other products
Discover tax-free savings
Open a TFSA to enjoy the benefits of a Tangerine Savings Account and pay no tax on your withdrawals or interest.
Save for your retirement
Earn interest in your RSP while enjoying no minimums and no unfair^ fees.
Commissions, trailing commissions, management fees and expenses may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.
The indicated rates of return are the historical annual compounded total returns including changes in unit value and reinvestment of all distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any security holder that would have reduced returns.
Mutual funds are not insured by CDIC.
1A fund's expenses are made up of the management fee (including trailing commission), operating expenses, trading costs, and fixed administration fee. The annual management fee is 0.80% of each Tangerine Core Portfolio, 0.50% of each Tangerine Global ETF Portfolio, and 0.55% of each Tangerine Socially Responsible Global Portfolio. The fixed administration fee is the same for all Tangerine Portfolios and is 0.15% of each Portfolio’s value.
Diversification does not guarantee a profit or eliminate the risk of loss.
The information provided is not intended to be investment advice. Investors should consult their own professional advisor for specific investment and/or tax advice tailored to their needs when planning to implement an investment strategy to ensure that individual circumstances are considered properly and action is taken based on the latest available information.
Tangerine is a registered trademark of The Bank of Nova Scotia, used under licence. Tangerine Investment Funds are managed by 1832 Asset Management L.P. Tangerine Investment Funds Limited is the principal distributor of Tangerine Investment Funds. Tangerine Investments Funds Limited and 1832 Asset Management L.P. are wholly owned subsidiaries of The Bank of Nova Scotia.
