RSP Loan

Get closer to your retirement goals by borrowing money to increase your RSP contribution.

[[RSP.RATE.1_YEAR]] - [[RSP.RATE.5_YEAR]]^†

Interest rate

1-5 years^†

Term

You can apply for an RSP Loan between November and March

Great rate

A low preferred interest rate that applies when your Loan proceeds are placed and kept in any Tangerine RSP Account(s).

Investment flexibility

The Loan funds will be placed in a Tangerine RSP Savings Account. Keep the money there, or move it to a Tangerine RSP Guaranteed Investment, or a Tangerine RSP Investment Fund Account. You decide.

Affordable payments

Choose a repayment term between 1 and 5 years. You decide what monthly payment is comfortable for you.

No fees

There are no early prepayment penalties.

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