How long does it take for payees to receive funds?

When making a bill payment online or through the Mobile Banking app, it usually takes 3 to 5 business days for your payee to receive the funds. So it's a good practice to pay your bills at least 3 days before they're due to make sure they're processed in time.

When using your Client Card with Visa* Debit to make a bill payment, the transaction is processed immediately from the Account you have in your Card's 'Chequing' slot, as if you were making a debit purchase.