Chequing
The guaranteed benefits of a GIC join forces with all the great features of a RIF.
Up to [[GIC_RIF.RATE.MAX]]†
Interest rate
$0
Monthly fee
Our rates are among the best around.
We simply don’t believe in unfair fees. So you won’t have to pay to save with us.
With a Tangerine RIF Savings Account, you can draw the retirement income you need while enjoying the benefits of our Tangerine Savings Account.
Interest earned in your RIF isn't taxed. You’ll have to pay income taxes on the mandatory minimum RIF Payment Amounts you’ll receive every year. You can make withdrawals on top of your minimum RIF Payment Amounts, which will be subject to government withholding taxes in addition to income taxes.
Current interest rates as of today's date.
Term | Rate |
90 Day | [[GIC_RIF.RATE.90_DAY]]† |
180 Day | [[GIC_RIF.RATE.180_DAY]]† |
270 Day | [[GIC_RIF.RATE.270_DAY]]† |
1 Year | [[GIC_RIF.RATE.1_YEAR]]† |
1.5 Year | [[GIC_RIF.RATE.1.5_YEAR]]† |
2 Year | [[GIC_RIF.RATE.2_YEAR]]† |
3 Year | [[GIC_RIF.RATE.3_YEAR]]† |
4 Year | [[GIC_RIF.RATE.4_YEAR]]† |
5 Year | [[GIC_RIF.RATE.5_YEAR]]† |
Become a Client completely digitally with our Mobile Banking app3. Sign up without leaving your home or having to call us—it’s a fast, convenient and secure mobile experience.
Don’t have our Mobile Banking app3 yet? Download it today, so you can bank easily from anywhere.
Protect your retirement savings with the guaranteed growth of a GIC combined with the tax benefits of an RSP.
A safe, secure, tax-free way to earn great interest.