Chequing
- Save
- Spend
- Invest
- Borrow
- Learn
$0
Daily Chequing fees‡
Up to [[CHQ.RATE.MAX]]
Interest rate†
This includes an unlimited number of debit purchases, bill payments, pre-authorized payments and Interac e-Transfer® transactions.
Use your Client Card with Visa* Debit to shop online with thousands of your favourite retailers.
With Interac & Visa* Debit Zero Liability protection, you’re protected from unauthorized purchases.
Switch your direct deposits and pre-authorized payments to your Account and get instant access to your direct deposit funds plus worry-free payments.
Left to Spend is a smart way to track your spending. See where your money is going and keep track of how much money you have left to spend each month.
Free access to 3,500+ Scotiabank ABMs nationwide and 44,000 ABMs worldwide through Scotiabank’s Global ATM Alliance.2
Current per year interest rate since [[CHQ.DATE.1]].
$0.00 - $49,999.99 | [[CHQ.RATE.1]] |
$50,000.00 - $99,999.99 | [[CHQ.RATE.2]] |
$100,000.00 - $499,999.99 | [[CHQ.RATE.3]] |
$500,000.00 or more | [[CHQ.RATE.4]] |
You won’t pay any fees for your daily chequing transactions. For other transactions, a fair fee may apply. View the complete list of Account fees.
Online daily banking | Free |
Interac e-Transfer® | Free |
First cheque book with 50 cheques | Free |
Additional cheque books | $50 each |
1 free stop payment | per year, $12.50 each thereafter |
Replacement Card | Free |
Canadian drafts | $10 |
Non-Sufficient Funds | $45 |
ABM deposits / withdrawals | Free |
Other ABM withdrawals in Canada | $1.50 |
Other ABM withdrawals worldwide (not part of Global ATM Alliance¹) | $3 |
Foreign Currency Conversion Fee⁷ | 2.50% added to the exchange rate, and reflected in the converted Canadian dollar amount of the transaction |
Become a Client completely digitally with our Mobile Banking app. Sign up without leaving your home or having to call us—it’s a fast, convenient and secure mobile experience‡.
Don’t have our Mobile Banking app yet? Download it today, so you can bank easily from anywhere.
Grow your money and save for your goals.
Money-Back Rewards on everyday purchases.
1 The Tangerine New Client Payroll Offer (the “Offer”) is available to new Clients who(se): (a) Client Number was created between May 1, 2024 and October 31, 2024; (b) open a Tangerine Chequing Account as the Primary Account Holder within 60 days of the date their Client Number was created; and (c) set up payroll direct deposits within 60 days of the date their Chequing Account was opened. A cash Bonus of $250 will be paid to the new Client’s Tangerine Chequing Account if the Client switches their eligible automated and recurring payroll direct deposits to their new Tangerine Chequing Account, provided that: (i) they deposit the full amount of their payroll direct deposits; (ii) payroll direct deposits total a minimum of $200 on a monthly basis; (iii) the first eligible payroll direct deposit is received in their Account within 60 days of successfully opening the Chequing Account; and (iv) their subsequent eligible payroll direct deposits continue for at least 2 consecutive months. The Bonus will be paid to the Client’s Tangerine Chequing Account in the subsequent month following the satisfaction of the Offer conditions. Offer can’t be combined with any other Chequing cash bonus offers and is limited to one (1) Bonus per Client. By accepting any Offer, you agree to the terms and conditions of this Offer. Full Offer Terms and Conditions, including definitions of any capitalized terms, are available here. Offer may be changed, extended or cancelled without notice.
† The Tangerine New Client 6.00% Interest Rate Offer (the "Offer") is available to new Tangerine Clients who: (a) have a Client Number created between May 14, 2024 and October 31, 2024, and (b) open an Eligible Savings Account as the Primary Account Holder within 60 days of the date their Client Number was created. The 6.00% Promotional Rate will apply to deposits made to an eligible Client’s Eligible Savings Account(s) for 153 days (5 months) beginning on the date all Qualifying Conditions have been met, to a maximum of $1,000,000 (in the currency of the Eligible Savings Account) per Eligible Savings Account Type (for deposits to registered Eligible Savings Accounts made through a T2033 form, please see the full Offer Terms and Conditions). The Promotional Rate is an annualized rate, calculated daily and paid monthly. All deposits to TFSAs and RSP Savings Accounts are subject to the limits imposed by the Canada Revenue Agency (CRA) and the Client is fully responsible for ensuring any and all deposits fall within these set CRA limits.
The Offer is only applicable to Accounts where the eligible new Client is the Primary Account Holder. Offer can’t be combined with any other promotional Savings rate offers except as otherwise permitted. By accepting any Offer, you agree to the terms and conditions of this Offer. Full Offer Terms and Conditions, including definitions of any capitalized terms, are available here. Offer may be changed, extended or cancelled without notice.
‡Pay no fees for everyday Chequing transactions. For non-standard transactions, a fee may apply.
7Full terms and conditions are outlined in the Account Terms and Client Card Cardholder Agreement available to you on our website at tangerine.ca.
Cheque-In® is a registered trademark of Tangerine Bank.