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About the author

Barry Choi is a Toronto-based personal finance and travel expert. His blog, moneywehave.com, is one of Canada's most trusted sources when it comes to money and travel. As a completely self-taught, do-it-yourself investor with no formal training, Barry makes money easy to understand for all Canadians. He combines his knowledge of finance with his passion for travel to educate individuals on money-smart travel.

Highlights

  • Award-winning personal finance writer 
  • 10+ years of educating Canadians about money and travel 
  • Makes frequent media appearances in Canada and the U.S. 
  • Specialties include millennial money and gen Z money 

Expertise

  • Personal finance 
  • Travel hacks 
  • Credit cards 

Latest articles by Barry

Spend

Credit card purchase assurance and extended warranty: what to know

Purchase assurance and extended warranty are some of the best credit card benefits you have. Find out how they cover your purchases and how to make a claim.

Borrow

How well do you know your credit score? (quiz)

What exactly is a credit score, how is it calculated, and how does it affect your credit report? Take our quiz to find out.

Money and Life

Five ways to save money when you travel

Even though travel costs more than it used to, you can still go on the trip of your dreams with our money- and time-saving tips.

Security and Fraud

How to protect your money when you travel

Travelling is a thrilling experience but tourists can be easy targets for thieves and scams. Here are some tips on how to keep your money protected wherever you travel.

Spend

Credit cards vs. debit cards: What’s the difference?

Knowing how credit cards and debit cards work can impact your purchasing decisions and how you manage your finances.
A smiling food service worker holding a card payment terminal towards a customer.

Spend

Has your credit card use changed recently

Canadians are using cash less these days and credit card use is on the rise. If you’re using your credit card more often, there are a few things you'll want to consider.

Spend

Know your credit card benefits

Credit cards come with great additional benefits, but do you know what you’re entitled to? Find out what features your credit card may have now.
Illustration of a hand holding an orange credit card with various tools coming out of it, including a scissors, bottle opener, screwdriver and saw.

Spend

Understanding your credit card benefits

Knowing the several benefits you can get from your credit card can help you save money on a trip. Don’t spend money that you don’t have to on a trip. Read more to find out how you can save money.
A person looking at the numbers on the back of his credit card while dialing on a telephone.

Spend

Pros and cons of increasing your credit limit

Have you been offered a credit limit increase but you’re not sure if you should take it? See the pros and cons of accepting and how it can affect your credit score.

Spend

Should I use cash or credit when travelling

Travelling may be stressful, how you spend your money shouldn't be. Read about some tips to figure out when you should be paying cash and when to use your credit card.