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Barry Choi

About the author

Barry Choi is a Toronto-based personal finance and travel expert. His blog, moneywehave.com, is one of Canada's most trusted sources when it comes to money and travel. As a completely self-taught, do-it-yourself investor with no formal training, Barry makes money easy to understand for all Canadians. He combines his knowledge of finance with his passion for travel to educate individuals on money-smart travel.

Highlights

Award-winning personal finance writer
10+ years of educating Canadians about money and travel
Makes frequent media appearances in Canada and the U.S.
Specialties include millennial money and gen Z money

Expertise

Personal finance
Travel hacks
Credit cards

Latest articles by Barry

Spend

Credit cards vs. debit cards: What's the difference?

Knowing how credit cards and debit cards work can impact your purchasing decisions and how you manage your finances.

Spend

Understanding your credit card benefits

Knowing the several benefits you can get from your credit card can help you save money on a trip. Don’t spend money that you don’t have to on a trip. Read more to find out how you can save money.

Spend

Should I use cash or credit when travelling?

Travelling may be stressful, how you spend your money shouldn't be. Read about some tips to figure out when you should be paying cash and when to use your credit card.

Spend

Know your credit card benefits

Credit cards come with great additional benefits, but do you know what you’re entitled to? Find out what features your credit card may have now.

Spend

Pros and cons of increasing your credit limit

Have you been offered a credit limit increase but you’re not sure if you should take it? See the pros and cons of accepting and how it can affect your credit score.

Security & Fraud

How to protect your money when you travel

How much is a good amount to save every month? Is your current level of saving enough?

Borrow

How well do you know your credit score? (quiz)

An emergancy fund can safeguard you from unexpected expenses and provide some peace of mind during difficult financial times.

Spend

Credit card purchase assurance & extended warranty

Purchase assurance and extended warranty are some of the best credit card benefits you have. Find out how they cover your purchases and how to make a claim.

Spend

Has your credit card use changed recently?

Canadians are using cash less these days and credit card use is on the rise. If you’re using your credit card more often, there are a few things you'll want to consider.