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Stop before you shop

Smart shopping – it’s not just about prices. Here are eight ways to protect yourself when shopping online.

November 29, 2024

Written by Stephanie Walden

Stop before you shop: 8 tips for safer online shopping

After hours of browsing, you've finally found it: the vintage leather jacket of your dreams. 

Before you hit "buy," pause a sec: Are you sure you're shopping securely? 

Here are eight ways to protect yourself when shopping online.

1. Secure your devices

First, secure your digital fortress. Take some time to update your devices' software. Trusted antivirus protection is worth the investment.

2. Use strong passwords

Next, make sure your passwords are strong. Consider using a password manager to keep your details secure but easy to find. 

3. Take advantage of 2-Step Authentication

Add an extra layer of security with two-step authentication whenever you can. 

4. Beware of fakes

Watch out for impostor websites and phony social media accounts. Read customer reviews and check seller ratings if buying on a digital marketplace.

If something looks off, it probably is. Be skeptical of "too good to be true" deals.

5. Use secure payment methods

When it's time to pay, remember that many credit cards and even debit cards offer zero liability protection in case of fraud. Check your card policy for details.*

6. Browse responsibly

Don't hit "add to cart" from a cafe or airport with an open WiFi network. Shop on your secure home network, or use a VPN.

7. Log out and keep records

If you've logged into a profile on a retailer's site, don't forget to log out once you're done. File away digital receipts.

8. Stay vigilant after your purchase

Even after your purchase, don't let your guard down. 

  • Review your account statements 
  • Check your credit score regularly.
  • Beware of scam text messages with fake updates about your package.
  • Use instant notifications to get alerts about new transactions. These are simple to set up with Tangerine.

If you notice something fishy, act fast. Remember, Tangerine's 24/7 support is always here to help.

With these tips, you can click "buy" with greater confidence. 

*Protection applies to losses resulting from circumstances beyond the cardholder's control. Some conditions apply.

This article or video (the “Content”), as applicable, is provided for information purposes only. It is not to be relied upon as financial, tax or investment advice or guarantees about the future, nor should it be considered a recommendation to buy or sell. Information contained in this content, including information relating to interest rates, market conditions, tax rules, and other investment factors are subject to change without notice and Tangerine Bank is not responsible to update this information. References to any third party product or service, opinion or statement, or the use of any trade, firm or corporation name does not constitute endorsement, recommendation, or approval by Tangerine Bank of any of the products, services or opinions of the third party. All third party sources are believed to be accurate and reliable as of the date of publication and Tangerine Bank does not guarantee its accuracy or reliability. Readers should consult their own professional advisor for specific financial, investment and/or tax advice tailored to their needs to ensure that individual circumstances are considered properly and action is taken based on the latest available information.

Tangerine Investment Funds are managed by 1832 Asset Management L.P. Tangerine Investment Funds Limited is the principal distributor of Tangerine Investment Funds. Tangerine Investment Funds Limited and 1832 Asset Management L.P. are wholly owned subsidiaries of The Bank of Nova Scotia. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.